Residential Mortgages

We offer professional advice on the best mortgage products to ensure you get the best deal available on the market.

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Residential Mortgages

Mortgages in Thanet, Kent 

Purchase

Buying a home is one of life’s biggest decisions and normally the greatest financial commitment anyone will take on.

Getting the right deal for you is therefore so important.

Thanet Associates can extend a helping hand, giving you peace of mind that the mortgage will be the most suitable from the whole of the market offering.

This is very different from the more restricted option typically available at banks or building societies. Irrespective of your personal situation, we can search out the best deal for you from our extensive range of lenders.

As an example, on a typical transaction there can be over 1,000 mortgage options. Our expertise enables us to narrow this down to the best fit for you.

Even if you have credit problems, such as county court judgments, it may still be possible to get a mortgage – you just need to know where to look!

Re-mortgaging

There can be a number of reasons why you are looking to re-mortgage, such as:

  • A low cost or fixed rate ends and the mortgage moves to a higher standard variable rate
  • Money is needed for home improvements
  • Marital status has changed
  • A family gift

Some borrowers find themselves trapped in their existing variable-rate mortgages because they were interest-only and regulations have tightened following the mortgage market review. Whatever the reason, Thanet Associates can help.

We can help look for alternatives, taking advantage of some of the relaxations in rules available in certain circumstances.

Re-mortgages can be achieved quickly with a minimum of fuss as there is no chain and the legal process is much simpler.

Why use a Mortgage Broker?

Not only can we search through thousands of mortgage offers to get the right one for you, but we use our specialist knowledge to minimise the risk of a mortgage being turned down for reasons such as affordability, the type of property or credit score. This could be important as sometimes being turned down by a lender can negatively impact on your personal credit score, making it more difficult to actually obtain a mortgage.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

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